Because rent-to-own agreements often put buyers on the line, only those truly willing to purchase a home should consider them, said Todd Huettner, president of the Colorado-based real estate brokerage firm Huettner Capital.

http://www.washingtonpost.com/wp-dyn/content/article/2008/11/21/AR2008112101391_pf.html

Nov. 13, 2008

Flip homes for profit even now

Real estate consultant and mortgage broker Todd Huettner of Huettner Capital says changing markets have forced his clients to alter their business practices. Huettner says that while a quick flip is possible, investors should be prepared to hold the property for several years as a rental.

"If they flip it at their price, then they made their short-term gain. If they can't sell it at their price, then they will have a good long-term flip investment and just sell it in a few years," he says.

http://www.bankrate.com/brm/news/real-estate/20081113-flipping-homes-for-profit-a1.asp

Credit Scores More Important Than Ever for Best U.S. Loan Rates

Nov. 13, 2008

Closing joint accounts and opening new ones may be the first impulse when you're getting a divorce, but that can affect your credit history, which may result in higher interest rates, said Todd Huettner, a financial consultant in Denver, Colorado. He advised Rich and her husband to gradually close the accounts.

http://www.bloomberg.com/apps/news?pid=20601213&sid=aiqk5pwd36ts&refer=invest

 Nov. 10, 2008 

When Sellers Lend Money to Buyers

What are the pros and cons for both parties in owner financing?

"Changes in the market make seller financing very attractive for both buyers and sellers," says Todd Huettner, a Denver-based mortgage broker. "Many buyers can no longer qualify for an affordable loan, and sellers can be more competitive in a crowded market by offering buyers the option."

http://www.frontdoor.com/Home-Finance/When-Sellers-Lend-Money-to-Buyers/2569

 Friday, October 31, 2008

Is 750 the New 650? Credit Scores on the Rise

“What used to be called good credit is no longer considered good enough,” said Todd Huettner, owner of Denver-based financial firm Huettner Capital. “Prior to a few months ago, there was no difference between a score of 620 or 820 for most loans.”

http://www.foxbusiness.com/story/personal-finance/on-topic/debt/new--credit-scores-rise